No-Fault Case Law
Vital Meridian Acupuncture, P.C. v Republic W. Ins. Co. (2015 NY Slip Op 50222(U))
February 24, 2015
The relevant facts considered by the court were that plaintiff sought to recover assigned first-party no-fault benefits for services provided to its assignor, who was injured in a motor vehicle accident. Defendant had previously obtained a declaratory judgment in Supreme Court, New York County, finding that defendant had no obligation to pay no-fault benefits to plaintiff and its assignors arising from the accident. Plaintiff moved for summary judgment and defendant cross-moved for summary judgment dismissing the complaint on the grounds of res judicata and collateral estoppel due to the prior Supreme Court order.
The main issue decided was whether the instant action was barred under the doctrine of res judicata by virtue of the prior Supreme Court order, and the court held that it was. The court found that to hold otherwise could result in a judgment that would impair rights established by the prior order and that the prior order was a conclusive final determination, despite being entered on default. Therefore, the court affirmed the order of the Civil Court, denying plaintiff's motion and granting defendant's cross motion for summary judgment.
Vital Meridian Acupuncture, P.C. v Republic W. Ins. Co. (2015 NY Slip Op 50221(U))
February 24, 2015
The court considered the denial of plaintiff's motion for summary judgment and the granting of defendant's cross motion for summary judgment in an action to recover assigned first-party no-fault benefits. The main issue decided was whether the action is barred by the doctrines of res judicata and collateral estoppel, in light of a previous case involving the same plaintiff and defendant. The court held that the action is indeed barred by the doctrines of res judicata and collateral estoppel, affirming the order denying plaintiff's motion for summary judgment and granting defendant's cross motion for summary judgment dismissing the complaint.
Power Supply, Inc. v Praetorian Ins. Co. (2015 NY Slip Op 50218(U))
February 24, 2015
The court considered that the defendant had timely mailed initial EUO and IME requests and subsequently mailed timely follow-up requests, tolling its time to pay or deny the claims. The plaintiff's assignor failed to appear for duly scheduled chiropractic/acupuncture IMEs and orthopedic IMEs, as well as EUOs. The main issue decided was whether the insurer was entitled to summary judgment dismissing the complaint on the ground of the assignor's failure to appear for properly scheduled IMEs and EUOs. The holding of the case was that the insurer was not precluded from raising its defenses, and therefore, established its prima facie entitlement to summary judgment dismissing the complaint. The court reversed the order and granted the defendant's motion for summary judgment.
Benavente v Auto One Ins. Co. (2015 NY Slip Op 50215(U))
February 24, 2015
The relevant facts considered by the court were that the plaintiff was involved in an accident while operating a vehicle owned by a nonparty who had purchased an insurance policy from the defendant. The complaint alleged that the insurance policy provided for the payment of no-fault benefits, that the plaintiff had timely notified the defendant of the accident, and that the defendant had refused to pay the submitted bills. The main issue decided by the court was whether the complaint was sufficient to state a claim of indebtedness, and whether the plaintiff should be granted leave to serve an amended complaint. The holding of the court was that the complaint stated a cognizable cause of action and gave the defendant notice of the transactions intended to be proved. The court also affirmed the decision to grant the plaintiff's cross motion for leave to amend the complaint to supplement the pleading.
Jamaica Dedicated Med. Care, P.C. v Tri-State Consumer Ins. Co. (2015 NY Slip Op 25458)
February 24, 2015
The case involved the appeal of the denial of a previous order of the Civil Court, in which the defendant sought to resettle part of a prior order that had decided a motion and cross motion for summary judgment. Specifically, the defendant sought to remove a notation on the prior order that stated that the order was made on "consent" and is "not appealable", or for alternative relief. The defendant argued that having the order marked as being made on "consent" could limit its ability to appeal, and provided evidence that the order was not made on "consent". The court found that the defendant's claim was made on personal knowledge and was not contradicted, and therefore, the court reversed the order and granted the branch of defendant's motion seeking to resettle the prior order.
The main issue decided by the court was whether to allow the defendant's motion to resettle part of the prior order, and the court ultimately ruled in favor of the defendant, granting the motion. The holding of the court was that the order entered on January 10, 2013 was reversed, without costs, and that the branch of defendant's motion seeking to resettle the order entered September 15, 2010 so as to delete the notation on that order stating that it was made on "consent" and is "not appealable" was granted.
A.B. Med., PLLC v Cna Ins. Co. (2015 NY Slip Op 50199(U))
February 23, 2015
The relevant facts in this case were that the plaintiff, A.B. Medical, PLLC, had filed a motion to vacate a prior order granting the defendant's motion for summary judgment on default. The plaintiff's motion was denied by the Civil Court, and the plaintiff then appealed from this decision. The main issue decided was whether the plaintiff had a reasonable excuse for its default in failing to timely submit written opposition to the defendant's motion for summary judgment. The court held that the plaintiff failed to demonstrate a reasonable excuse for the default, as the plaintiff's attorney's explanation of a heavy workload amounted to mere neglect and was not accepted as an excusable default. Additionally, the plaintiff's attorney offered no reason for waiting almost 10 months to move to vacate the default order. Therefore, the order denying the plaintiff's motion was affirmed.
Lms Acupuncture, P.C. v American Tr. Ins. Co. (2015 NY Slip Op 50198(U))
February 23, 2015
The main issue in this case was whether plaintiff, LMS Acupuncture, P.C., was entitled to recover first-party no-fault benefits for services provided to Kashif Edwards due to injuries sustained in a car accident. The court considered the fact that defendant, American Transit Insurance Company, had filed a declaratory judgment action in Supreme Court seeking a declaration that the defendants were not entitled to no-fault benefits. The Supreme Court granted this motion on default, which then caused the Civil Court to deny plaintiff's motion for summary judgment. Based on the doctrine of res judicata, the court held that the Civil Court action was barred by the Supreme Court's determination in the declaratory judgment action. The court also found that the record supported the granting of summary judgment in favor of the defendant, and therefore affirmed the decision of the Civil Court and awarded summary judgment dismissing the complaint to the defendant.
Daimler Chrysler Ins. Co. v New York Cent. Mut. Fire Ins. Co. (2015 NY Slip Op 01538)
February 19, 2015
The court considered whether Daimler Chrysler Insurance Company could assert a subrogation claim against New York Central Mutual Fire Insurance Co. for defense costs expended in an underlying personal injury action. The court determined that the personal injury action had been discontinued by stipulation without reservation of any insurer's subrogation rights, and therefore Daimler Chrysler Insurance Company, standing in its insured's shoes, had no greater rights than its insured. Additionally, the court found that Daimler Chrysler Insurance Company's claim was time-barred under the statute of limitations for common-law subrogation relief. They also determined that Daimler Chrysler Insurance Company did not have grounds to assert a breach of contract claim against the lessee or bring a declaratory judgment action or subrogation action within the appropriate time frame. Therefore, the court held in favor of New York Central Mutual Fire Insurance Co. and affirmed the denial of Daimler Chrysler Insurance Company's motion for summary judgment.
Government Empls. Ins. Co. v Avanguard Med. Group, PLLC (2015 NY Slip Op 01413)
February 18, 2015
The court considered whether a no-fault insurer has to pay a facility fee for office-based surgery performed in a practice and setting accredited under Public Health Law § 230-d. The court discussed the meaning of "basic economic loss" under the No-Fault Law as defined in Insurance Law § 5102 [a], and whether facility fees can be reimbursed as a component of "basic economic loss". The primary issue was whether a no-fault insurer must pay a facility fee for office-based surgery performed in a practice and setting accredited under Public Health Law § 230-d and whether the denial of GEICO's motion for a stay and preliminary injunction should be considered the law of the case. The holding of the case was that, absent express statutory or regulatory authorization, a no-fault insurer is not required to pay a facility fee for office-based surgery performed in a practice and setting accredited under Public Health Law § 230-d.
Matter of Allstate Ins. Co. v Westchester Med. Group, M.D. (2015 NY Slip Op 00876)
February 4, 2015
The relevant facts of the case include that a woman, Carmen Carvajal, was injured in a motor vehicle accident and sought medical treatment from Westchester Medical Group. Westchester sought no-fault benefits from Allstate Insurance Company for the medical services rendered. Allstate maintained that it had no duty to pay, as its request for additional verification remained outstanding. The arbitrator concluded that Westchester complied with the requests and issued an award in favor of Westchester, which was confirmed by a master arbitrator.
The main issue decided was whether the Supreme Court erred in denying Allstate's petition to vacate the master arbitrator's award, and confirming the award.
The holding was that the Supreme Court did not err in denying the petition and confirming the award, as the grounds specified in CPLR 7511 for vacating or modifying a no-fault arbitration award are narrowly applied, and Allstate failed to demonstrate the existence of any of the statutory grounds for vacating the master arbitrator's award. The determination of the master arbitrator confirming the original arbitration award had evidentiary support and a rational basis, and therefore the Supreme Court's decision was affirmed.