No-Fault Case Law

Five S & A Rehab Pt, P.C. v Praetorian Ins. Co. (2012 NY Slip Op 51724(U))

The relevant facts considered by the court were that the defendant had timely mailed denial of claim forms based on lack of medical necessity, along with an annexed affirmed independent medical examination report. The main issue decided was whether the plaintiff had rebutted the defendant's prima facie showing of lack of medical necessity, which would entitle the defendant to summary judgment dismissing the complaint. The holding of the court was that the defendant's motion for summary judgment dismissing the complaint was granted, as the plaintiff had failed to rebut the defendant's prima facie showing, and the denial of claim forms were based on a factual basis and medical rationale. The order of the Civil Court was reversed, and the defendant's motion was granted.
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East Gun Hill Med., P.C. v New York Cent. Mut. Fire Ins. Co. (2012 NY Slip Op 51723(U))

The court considered the appeal of an order from the Civil Court of the City of New York, Queens County, which denied the defendant's motion for summary judgment. The main issues decided were whether the defendant had established, as a matter of law, its proffered grounds for entitlement to summary judgment, specifically whether written notice setting forth the details of the accident had been submitted to defendant within 30 days of the accident, and whether the plaintiff had failed to submit written proof of claim to defendant within 45 days of the services rendered. The holding of the case was that the Civil Court properly denied the defendant's motion for summary judgment dismissing the complaint, as the defendant failed to establish, as a matter of law, its entitlement to summary judgment based on the specific grounds it had proffered. Therefore, the order of the Civil Court was affirmed.
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Kamara Supplies, Inc. v Clarendon Ins. Co. (2012 NY Slip Op 51718(U))

The relevant facts the court considered in this case were that Kamara Supplies, Inc. was seeking to recover assigned first-party no-fault benefits, and the defendant, Clarendon Insurance Company, submitted an affirmed peer review report in support of its cross motion for summary judgment dismissing the complaint on the ground of lack of medical necessity. The main issue decided by the court was whether the defendant's peer review report clearly established a sufficient medical rationale and factual basis to demonstrate a lack of medical necessity for the supplies at issue. The court held that the defendant's cross motion for summary judgment was properly denied because the affirmed peer review report failed to establish a lack of medical necessity for the supplies at issue. Therefore, the court affirmed the order, without costs.
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Right Aid Med. Supply Corp. v Geico Ins. Co. (2012 NY Slip Op 51717(U))

In this case, the plaintiff, Right Aid Medical Supply Corp., was seeking to recover first-party no-fault benefits from the defendant, Geico Ins. Co., as the assignee of Andre Kyles. The plaintiff had filed a motion for summary judgment, which was granted by the Civil Court, resulting in a judgment awarding the plaintiff $1,768.76. The defendant appealed this decision. The main issue was whether the denial of claim form provided by the defendant was sufficient to establish a prima facie entitlement to judgment as a matter of law. The Appellate Term, Second Department, reversed the judgment, vacated the order granting the plaintiff's motion for summary judgment, and denied the plaintiff's motion, on the grounds that the denial of claim form provided by the defendant was timely and not conclusory, vague, or without merit as a matter of law. Therefore, the plaintiff did not establish its prima facie entitlement to judgment as a matter of law.
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Raz Acupuncture, P.C. v Geico Gen. Ins. Co. (2012 NY Slip Op 51716(U))

The court considered an appeal from an order of the Civil Court of the City of New York, Kings County, where the order granted the branches of defendant's motion seeking summary judgment dismissing the complaint insofar as it sought to recover for services rendered from February 23, 2005 to May 4, 2005. The main issue decided was whether the defendant had timely denied those claims based upon the workers' compensation fee schedule. The court found that the defendant had indeed timely denied those claims based on the fee schedule. The holding of the case was that the court affirmed the order, insofar as appealed from, without costs.
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Compas Med., P.C. v Delos Ins. Co. (2012 NY Slip Op 51715(U))

The court considered whether there was a triable issue of fact as to whether verification was outstanding in the case of Compas Medical, P.C. as Assignee of TRINA GREEN v. Delos Insurance Company. The main issue decided was whether the Civil Court properly denied the defendant's cross motion for summary judgment dismissing the complaint. The court held that there was a triable issue of fact as to whether verification is outstanding, and therefore affirmed the order without costs. The decision was made by Pesce, P.J., Rios and Aliotta, JJ. on August 31, 2012.
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Dr. Todd Goldman, D.C., P.C. v Kemper Cas. Ins. Co. (2012 NY Slip Op 51713(U))

The court considered the affidavit and independent medical examination report submitted by the defendant in support of its motion for summary judgment. The main issue decided was whether the defendant was entitled to summary judgment dismissing the complaint on the ground of lack of medical necessity for the services at issue. The holding of the case was that since the defendant's prima facie showing of lack of medical necessity was not rebutted by the plaintiff, the defendant was entitled to summary judgment dismissing the complaint. As a result, the order of the Civil Court denying defendant's motion for summary judgment was reversed, and the defendant's motion for summary judgment dismissing the complaint was granted.
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Brooklyn Hgts. Physical Therapy, P.C. v Liberty Mut. Fire Ins. Co. (2012 NY Slip Op 51712(U))

The relevant facts considered by the court in this case were that a physical therapy provider was seeking to recover assigned first-party no-fault benefits from an insurance company. The insurance company had scheduled independent medical examinations (IMEs) for the plaintiff's assignor, but the assignor failed to appear for the IMEs. The insurance company timely mailed the IME scheduling letters and denial of claim forms. The main issue decided by the court was whether the insurance company had met the condition precedent to its liability on the policy by scheduling the IMEs and mailing the denial of claim forms in a timely manner. The holding of the court was that the insurance company had raised a triable issue of fact by demonstrating that it had timely mailed the IME scheduling letters and denial of claim forms, and that the plaintiff's assignor had failed to appear for the IMEs. Therefore, the branches of the plaintiff's motion seeking summary judgment on the causes of action based on the assignor's nonappearance at the IMEs should have been denied. The judgment in favor of the plaintiff was reversed, and the branches of the plaintiff's motion seeking summary judgment on the causes of action were denied.
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Apple Tree Acupuncture, P.C. v Progressive Northeastern Ins. Co. (2012 NY Slip Op 51710(U))

The court considered the denial of claim forms and explanation of benefit forms, which were deemed sufficient to inform the plaintiff that the defendant was partially paying and denying the plaintiff's bills based on the workers' compensation fee schedule. The main issue was whether the defendant's partial payments and denials were justified and in accordance with the workers' compensation fee schedule for acupuncture services performed by chiropractors. The holding was that the defendant was entitled to use the workers' compensation fee schedule to determine the amount the plaintiff was entitled to receive for acupuncture services, and as such, the defendant was granted summary judgment dismissing the portion of the complaint seeking to recover upon the claims that had been reimbursed at that rate. The remaining claims had been paid based on the workers' compensation fee schedule for acupuncture services performed by a medical doctor, and the court found no reason to disturb the portion of the order that granted the defendant summary judgment dismissing those claims. Therefore, the judgment was affirmed.
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W.H.O. Acupuncture, P.C. v Travelers Home & Mar. Ins. Co. (2012 NY Slip Op 51707(U))

The court considered that the plaintiff was seeking to recover no-fault benefits that had been assigned to them. The defendant had denied the claims based on the assignor's failure to appear for independent medical examinations. The main issue was whether the IME scheduling letters had been mailed in accordance with the entity's standard office practices and procedures. The court held that the defendant was not entitled to summary judgment dismissing the plaintiff's claims for dates of service within a certain time period, as the first IME had not been scheduled to be held within 30 days of defendant's receipt of those claims, as required by Insurance Department Regulations. Therefore, the judgment was reversed and the branches of defendant's motion seeking summary judgment were vacated.
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