No-Fault Case Law

New York Cent. Mut. Ins. Co. v McGee (2011 NY Slip Op 06253)

The case involved an insurance company seeking a declaration that it was not obligated to pay no-fault insurance claims submitted by a licensed physician and professional medical service corporations for services that were not provided. The insurance company alleged that the corporations were fraudulently incorporated and therefore ineligible for the insurance benefits. The main issue decided by the court was whether the action against the corporations should be severed and if the insurance company's motion to dismiss the counterclaims made by the defendants should be granted. The court held that the action against the corporations should not be severed as it involved common factual and legal issues and that granting the insurance company's motion to dismiss the counterclaims was proper, as the defendants failed to demonstrate that they were entitled to reimbursement for medical services under the insurance policies.
Read More

Q-B Jewish Med. Rehabilitation, P.C. v Allstate Ins. Co. (2011 NY Slip Op 51551(U))

The main issues in the case were whether the defendant's motion to strike the action from the trial calendar and compel plaintiff to respond to defendant's discovery demands and produce its owner for an examination before trial should be granted, and whether plaintiff's bank statements, tax returns, and payroll tax filings should be provided to the defendant. The court held that the motion to strike the action from the trial calendar and to compel plaintiff to respond to discovery demands is justified under the circumstances, and that the plaintiff's bank statements, tax returns, and payroll tax filings should be disclosed to the defendant as they are relevant to the case. However, the court also determined that the plaintiff's responses to the remainder of the defendant's interrogatories and notice to produce were already sufficient, so the Civil Court should not have ordered the plaintiff to provide additional responses. The decision was affirmed with modifications.
Read More

Manhattan Med. Imaging, P.C. v Praetorian Ins. Co. (2011 NY Slip Op 51541(U))

The main issue in this case was whether the peer review report submitted by the defendant established a lack of medical necessity for the services rendered. The court found that the defendant's showing of a lack of medical necessity was not rebutted by the plaintiff. Additionally, the court found that the defendant's NF-10 denial of claim forms were timely, a finding which the plaintiff did not challenge. Ultimately, the court held that the defendant's cross motion for summary judgment dismissing the complaint should have been granted based on the lack of medical necessity and the timely denial of claim forms. Therefore, the order of the Civil Court was reversed and the defendant's cross motion for summary judgment dismissing the complaint was granted.
Read More

Baldwin Acupuncture, P.C. v Allstate Ins. Co. (2011 NY Slip Op 51536(U))

The court considered the circumstances surrounding a stipulation of settlement entered into by the parties following the entry of a default judgment against the defendant. The main issue was whether the stipulation of settlement should be vacated, and if the default judgment should be vacated as well. The holding of the court was that the stipulation of settlement should not be vacated as neither mutual mistake nor fraudulent inducement had been established. However, the court decided that the default judgment should not be vacated, and instead granted the defendant's motion for an order directing entry of a satisfaction of the judgment. The court emphasized that strict enforcement of a stipulation of settlement is essential to the management of court calendars and the integrity of the litigation process.
Read More

Neomy Med., P.C. v GEICO Ins. Co. (2011 NY Slip Op 51532(U))

The main issues decided in the case were whether the denial of a claim for medical services was timely mailed by the insurance company and whether the medical services provided were determined to be medically necessary. The court considered the affidavit from the insurance company’s representative regarding the mailing procedure, as well as the peer review report which stated that there was a lack of medical necessity for the services at issue. The court held that the insurance company had established its prima facie entitlement to summary judgment by timely mailing the denial of claim form and providing a peer review report supporting the lack of medical necessity for the services. The court reversed the lower court’s decision and granted the insurance company’s cross motion for summary judgment dismissing the complaint.
Read More

Shoreline Healing Acupuncture Group, P.C. v American Tr. Ins. Co. (2011 NY Slip Op 51531(U))

The relevant facts considered by the court in this case were that Shoreline Healing Acupuncture Group, P.C., as an assignee of TANIA STEVENS and LA TEY STEVENS, had moved for summary judgment to recover first-party no-fault benefits. American Transit Insurance Company, the defendant, cross-moved for summary judgment to dismiss the complaint on the grounds that the plaintiff's assignors had failed to comply with a condition precedent to coverage by failing to appear for an independent medical examination (IME). The main issue decided was whether the plaintiff's submission of its bills to the defendant was late and whether the assignors had failed to appear for a scheduled IME. The court held that the appearance of an assignor at an IME is a condition precedent to the insurer's liability on the policy, and as such, the defendant's motion for summary judgment dismissing the complaint should have been granted. Therefore, the court reversed the order, granted summary judgment in favor of the defendant, and limited the issues for trial.
Read More

Five Boro Psychological Servs., P.C. v Progressive Northeastern Ins. Co. (2011 NY Slip Op 51528(U))

The main issue in this case was whether the court correctly granted the defendant's motion for summary judgment, dismissing the complaint by a provider seeking to recover assigned first-party no-fault benefits. The court considered the fact that the defendant attached the complaint to its motion papers, as required by CPLR 3212(b), and identified the sole bill at issue. The court also considered the plaintiff's argument that the defendant could not rely on denial of claim forms for certain purposes, but concluded that the burden of proof for the elements of the cause of action lies with the plaintiff. Ultimately, the holding of the court was that the order granting the defendant's motion for summary judgment was affirmed.
Read More

Eagle Surgical Supply, Inc. v QBE Ins. Co. (2011 NY Slip Op 51456(U))

The court considered a case where Eagle Surgical Supply, Inc., as an assignee of Cherise Hinton, sought to recover first-party no-fault benefits from QBE Insurance Company. Eagle Surgical Supply moved for leave to enter a default judgment against QBE based on QBE's failure to appear in the action or answer the complaint, and the motion was unopposed. The Civil Court conditionally granted the motion, ordering QBE to serve an answer within 30 days and allowing Eagle Surgical Supply to enter judgment if QBE failed to do so. Eagle Surgical Supply appealed, arguing that its motion should have been granted unconditionally. The main issue decided by the court was whether Eagle Surgical Supply demonstrated its entitlement to have its motion for leave to enter a default judgment granted unconditionally. The court held that Eagle Surgical Supply's motion papers did not meet the required standards, as they did not include a verified complaint or an affidavit by a party with personal knowledge setting forth the factual basis for the claim, as required by CPLR 3215. Therefore, the order of the Civil Court was affirmed, and Eagle Surgical Supply's motion for a default judgment was not granted unconditionally.
Read More

Eagle Surgical Supply, Inc. v QBE Ins. Co. (2011 NY Slip Op 51455(U))

The relevant facts of the case involved a provider attempting to recover first-party no-fault benefits from an insurance company. The provider moved to enter a default judgment against the insurance company after they failed to respond to the complaint, but the motion was only conditionally granted, ordering the insurance company to serve an answer within 30 days. The main issue at hand was whether the provider's motion for default judgment should have been granted unconditionally. The court held that the provider's motion papers did not demonstrate their entitlement to have the motion for default judgment granted unconditionally, as they failed to provide a verified complaint or an affidavit from a party with personal knowledge of the facts, as required by the CPLR 3215 (f). Therefore, the appellate court affirmed the order without costs.
Read More

Ozone Park Chiropractic v Clarendon Natl. Ins. Co. (2011 NY Slip Op 51453(U))

The relevant facts considered in this case involve a provider seeking first-party no-fault benefits from an insurance company. The insurance company moved for summary judgment to dismiss the complaint, claiming that some of the claims were denied based on a lack of medical necessity for the services rendered. The provider submitted an affidavit from the treating chiropractor in opposition to the motion. The main issue decided by the court was whether there was a triable issue of fact as to the claims that were denied based on a lack of medical necessity. The holding of the court was that the affidavit of the provider's treating chiropractor raised a triable issue of fact in opposition to the insurance company's prima facie showing, thus affirming the denial of the insurance company's motion for summary judgment.
Read More