No-Fault Case Law

Lenox Hill Radiology & MIA P.C. v Global Liberty Ins. (2008 NY Slip Op 28197)

The relevant facts in this case include Lenox Hill Radiology and MIA P.C.'s attempt to recover first-party no-fault benefits in the amount of $2,670.39 from Global Liberty Insurance for three MRI studies it allegedly conducted for its assignor, Nila Sokol. The bills were sent to Global Liberty Insurance along with a cover letter from the plaintiff's attorneys, requesting that the insurance company deal directly with the attorneys for all future correspondence. Global Liberty's claims examiner sent verification requests for the bills to plaintiff's attorneys, but received responses that did not address the requests. The insurance company filed a motion for summary judgment, which was granted and the complaint was dismissed, as the court found that the plaintiff failed to respond to valid and proper verification requests, so the claim for no-fault benefits was not overdue and the action was dismissed. The court also found no merit in the plaintiff's claims that additional notifications should have been sent to the plaintiff's attorneys and their client regarding the verification requests.
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Matter of Progressive N. Ins. Co. v Sentry Ins. A Mut. Co. (2008 NY Slip Op 04524)

The court considered the facts surrounding an arbitration award between Progressive Northern Insurance Company and Sentry Insurance A Mutual Company. Progressive sought reimbursement of first-party benefits paid to an insured after an automobile accident with Sentry's insured. They had made a priority-of-payment claim, which was denied. Progressive then commenced a second arbitration proceeding seeking the same reimbursement through a loss-transfer claim. Sentry raised the affirmative defense of res judicata and the arbitrator denied the instant claim on that ground. The holding of the case was that the arbitrator did not exceed its authority, and the decision to bar the instant arbitration was neither arbitrary nor capricious. Therefore, the instant award was not subject to vacatur under CPLR 7511 (b) (1).
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Second Med., P.C. v Auto One Ins. Co. (2008 NY Slip Op 28169)

The facts of the case involved a medical provider seeking to recover assigned first-party no-fault benefits from an insurance company. This was done through the submission of a no-fault claim form, which was denied by the insurer. The main issue was whether the testimony provided by the president of the medical provider's billing company was sufficient to establish the admissibility of the underlying no-fault claim form, which incorporated information from medical records that were not admitted into evidence and not shown to be admissible under any hearsay exception. The decision of the court was that the plaintiff failed to present the required evidence in admissible form to establish the facts asserted in the no-fault claim form, therefore sustaining the insurer's objection and denying recovery of the benefits.
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L.I. Community Med., P.C. v Allstate Ins. Co. (2008 NY Slip Op 51034(U))

The main issue in this case was whether the master arbitrator's denial of the petitioner's claim for assigned first-party no-fault benefits was properly reached and supported by the evidence. The court considered the facts that the petitioner had sought to vacate the master arbitrator's award, and that the master arbitrator upheld the original arbitrator's decision that the petitioner was without standing to seek reimbursement of no-fault benefits. The court held that the determination of the master arbitrator had a rational basis and was not arbitrary and capricious, and accordingly the petition to vacate the master arbitrator's award was properly denied. However, the court also held that upon denying the petition, it was required to confirm the award, and that the special proceeding should terminate in a judgment rather than an order. Therefore, the court affirmed the order of the Civil Court of the City of New York, with the modification of adding a provision confirming the master arbitrator's award.
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Rockaway Med. & Diagnostic, P.C. v Utica Mut. Ins. Co. (2008 NY Slip Op 51033(U))

The main issue in this case was whether the plaintiff made a prima facie showing of its entitlement to summary judgment in an action to recover assigned first-party no-fault benefits. The court considered the fact that the plaintiff's motion for summary judgment was supported by an affirmation from the plaintiff's counsel, an unaffirmed affidavit from the plaintiff's office services supervisor, and an unaffirmed, undated letter of medical necessity. The court also considered the defendant's argument that the plaintiff did not establish a proper foundation for the documents annexed to the motion papers. The court decided that the plaintiff failed to make a prima facie showing of its entitlement to summary judgment due to a lack of personal knowledge and failure to annex the claim forms upon which it sought to recover. The holding of the case was that the judgment was reversed, the order granting plaintiff's motion for summary judgment was vacated, and plaintiff’s motion for summary judgment was denied.
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R.J. Professional Acupuncturist, P.C. v NY Cent. Mut. Fire Ins. Co. (2008 NY Slip Op 52729(U))

The relevant facts of this case involve R.J. Professional Acupuncturist, P.C. appealing an order from the Civil Court of the City of New York, Kings County, which denied the petition to vacate a master arbitrator's award. The issue at hand was the denial of petitioner's claims for first-party no-fault benefits. The main holding of the case was that the determination of the master arbitrator upholding the arbitrator's award had a rational basis and was not arbitrary and capricious. The court found that until a specific decision was made, there was no settled appellate law regarding an insurer's reduction of the amount of fees charged by a licensed acupuncturist for acupuncture services rendered. Therefore, the court affirmed the denial of the petition to vacate the master arbitrator's award but modified the order to add a provision confirming the award.
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V.S. Medical Services, P.C. v New York Cent. Mut. Ins. (2008 NY Slip Op 51473(U))

The relevant facts of the case involve an action to recover first-party no-fault benefits for health care services rendered to an assignor. Defendant had moved to compel the appearance for deposition of the plaintiff's treating physician, and the trial court granted the motion to the extent that plaintiff was ordered to provide the treating physician by a specified date. However, the deposition did not occur, and defendant sought to dismiss the complaint for failure to comply with the order. In support of this motion, defendant did not provide the affidavit of a person with personal knowledge of the facts, and the affirmation by defendant's attorney was based on unsubstantiated hearsay and had no probative value. The main issue was whether or not the court properly denied defendant's motion to dismiss the complaint and awarded plaintiff $50 in costs. The holding was that the defendant's motion was properly denied because it was not supported by an affidavit with personal knowledge of the facts. Additionally, the imposition of costs upon the granting or denying of a motion was within the court's discretion and was not an improvident exercise of that discretion. Therefore, the order denying defendant's motion to dismiss the complaint and awarding plaintiff $50 in costs was affirmed.
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A.M. Med. Servs., P.C. v Progressive Cas. Ins. Co. (2008 NY Slip Op 51471(U))

The relevant facts of the case include that A.M. Medical Services, P.C. sought to recover assigned first-party no-fault benefits from Progressive Casualty Insurance Co. in the Civil Court of the City of New York, Queens County. Progressive Casualty Insurance Co. moved for a protective order striking A.M. Medical Services, P.C.'s notice to admit, and the court granted the motion in its entirety. A.M. Medical Services, P.C. appealed the decision. The main issue in the case was whether it was an improvident exercise of the lower court's discretion to grant Progressive Casualty Insurance Co.'s motion for a protective order striking A.M. Medical Services, P.C.'s notice to admit. The holding of the case was that the court modified the order by providing that Progressive Casualty Insurance Co.'s motion for a protective order was granted only to the extent of striking items 4, 7, and 8 of A.M. Medical Services, P.C.'s notice to admit. The court affirmed the decision without costs and directed Progressive Casualty Insurance Co. to respond to items 1, 2, 3, 5, and 6 of the notice to admit within 20 days.
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City Wide Social Work v NY Cent. Mut. Fire Ins. Co. (2008 NY Slip Op 51470(U))

The case involved an action by a provider to recover assigned first-party no-fault benefits. The defendant had moved for an order compelling examinations before trial of the plaintiff, the plaintiff's assignor, and the plaintiff's assignor's treating physician, while the plaintiff had cross-moved for a protective order. The court granted the defendant's motion to the extent of ordering the plaintiff to produce the assignor's treating physician for an examination before trial and denied the plaintiff's cross-motion for a protective order. The main issue was whether the court had appropriately exercised its discretion in granting the defendant's motion and denying the plaintiff's cross-motion. The holding was that the court had not improvidently exercised its discretion in compelling the plaintiff to produce the assignor's treating physician for an examination before trial and denying the plaintiff's cross-motion for a protective order.
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Med-Tech Prod., Inc. v Liberty Mut. Ins. Co. (2008 NY Slip Op 51469(U))

The relevant facts considered by the court were that the plaintiff, Med-Tech Product, Inc., was seeking to recover first-party no-fault benefits from the defendant, Liberty Mutual Ins. Co. The plaintiff submitted a claim form, but the defendant had timely denied the claim on the basis of lack of medical necessity. The main issue decided by the court was whether the plaintiff had established its entitlement to summary judgment, and whether the defendant had shown a triable issue of fact. The holding of the case was that the plaintiff's motion for summary judgment was properly denied, as the defendant had established a sufficient factual basis and medical rationale to demonstrate the existence of an issue of fact as to medical necessity. The order of the Civil Court denying the plaintiff's motion for summary judgment was affirmed without costs.
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