No-Fault Case Law
SP Med., P.C. v Country-Wide Ins. Co. (2008 NY Slip Op 51230(U))
June 12, 2008
The court considered whether to grant a petition to vacate a master arbitrator's award which upheld the denial of a claim for reimbursement of first-party no-fault benefits. The main issue was whether the papers submitted by the petitioner were sufficient to warrant granting any relief. The court found that the petition was granted on the basis of insufficient evidence, as the affirmation submitted by the attorney for the petitioner was not in admissible form. The holding of the case was that the amended order to vacate the master arbitrator's award was reversed and the petition to vacate the award was denied due to the insufficient evidence provided by the petitioner.
Vista Surgical Supplies, Inc. v American Protection Ins. Co. (2008 NY Slip Op 51229(U))
June 12, 2008
The court considered the dispute between Vista Surgical Supplies, Inc. and American Protection Insurance Company over assigned first-party no-fault benefits for medical supplies furnished to plaintiff's assignor. After the parties entered into a stipulation which provided that plaintiff would be precluded from presenting evidence at trial as to medical necessity if plaintiff failed to appear for depositions, plaintiff failed to appear, and defendant cross-moved for summary judgment. The court held that defendant's affirmed peer review report established that the supplies furnished by plaintiff were not medically necessary and that plaintiff was precluded from presenting rebuttal evidence as to medical necessity. Plaintiff's corporate officer's affidavit failed to establish that said officer possessed personal knowledge of plaintiff's practices and procedures, so as to lay a foundation for the admission of the documents annexed to plaintiff's moving papers. Defendant's cross motion for summary judgment was properly granted since the peer review report submitted by defendant established prima facie that the supplies furnished by plaintiff were not medically necessary.
Jing Huo Lac v American Tr. Ins. Co. (2008 NY Slip Op 51177(U))
June 12, 2008
The court considered whether American Transit Insurance Company was required to pay for medical services rendered to its assignor, Maria Acosta, under the No-Fault Law after she was injured in a car accident. The main issue decided was whether the Workers Compensation Board had primary jurisdiction over determining if Acosta was acting within the scope of her employment at the time of the accident. The court found that the police accident report, which identified the car Acosta was driving as a taxi, constituted admissible evidence. Defendant failed to show potential merit to its claim that Acosta was employed at the time of the accident, so the court denied the motion to dismiss the complaint. Defendant's motion to amend its answer to include an affirmative defense based on the court's lack of jurisdiction was granted, and the court reserved a decision on whether plaintiff had proven its prima facie case until trial.
AA Acupuncture Serv., P.C. v State Farm Mut. Auto. Ins. Co. (2008 NY Slip Op 51066(U))
May 30, 2008
The court considered a motion for summary judgment by the defendant to dismiss the complaint or, in the alternative, for an order compelling plaintiffs to respond to its discovery demands on Mallella issues. The plaintiffs sought to recover first-party No-Fault benefits for medical services allegedly rendered to their assignor following an automobile accident. The defendant contended that the incident was an intentionally caused loss and sought summary judgment dismissing the complaint. The court denied the defendant's motion for summary judgment, stating that cases where summary judgment could be granted to the defendant based upon a lack of coverage/staged accident defense supported by an investigator's affidavit were unavailable. The court also granted the defendant's motion to compel discovery, ordering the deposition of one of the plaintiffs' physicians, but did not find a basis to order any other depositions at that time.
Carle Place Chiropractic v New York Cent. Mut. Fire Ins. Co. (2008 NY Slip Op 51065(U))
May 29, 2008
The main issue in this case was whether the defendant demonstrated proper proof of mailing of denial of claim forms within the required time frame. The plaintiff had commenced the action to recover no-fault first party benefits for health care services provided to its assignor following a car accident. The defendant moved for summary judgment, claiming that the chiropractic and acupuncture services provided were not medically necessary based on a physical examination. The court held that the defendant failed to establish proper proof of mailing of the denial of claim forms within thirty days of receipt, as required by law, and therefore denied the motion for summary judgment. The court found that the defendant's affidavit did not demonstrate personal knowledge of the actual mailing, and the defendant's standard office practice and procedure did not ensure that items were properly addressed and mailed.
Nagle Med. Plaza, P.C. v Allstate Ins. Co. (2008 NY Slip Op 51122(U))
May 28, 2008
The court considered a provider's attempt to recover assigned first-party no-fault benefits and denied the plaintiff's motion for summary judgment, finding it premature. The court also denied the defendant's cross motion for summary judgment. However, subsequent to the court's decision, the Civil Court dismissed the action, rendering the appeal academic. As a result, the plaintiff's appeal was dismissed. The main issue decided was whether the denial of the plaintiff's motion for summary judgment was premature, and the holding was that the appeal was dismissed as academic due to the subsequent dismissal of the action.
101 Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2008 NY Slip Op 51118(U))
May 28, 2008
The court considered the determination of the master arbitrator upholding the arbitrator's award, which denied the petitioner's claim for assigned first-party no-fault benefits. The main issue decided was whether the master arbitrator's decision had a rational basis and was not arbitrary and capricious. The holding of the case was that the court affirmed the order without costs, stating that upon a review of the record, they found that the master arbitrator's determination had a rational basis and was not arbitrary and capricious. Therefore, the court properly denied the petition to vacate the master arbitrator's award and granted the cross petition to confirm the award.
Struhl v Alea N. Am. Ins. Co. (2008 NY Slip Op 51113(U))
May 27, 2008
The main issue in this case was whether the plaintiff had made a prima facie showing in their motion for summary judgment to recover first-party no-fault insurance benefits. The court considered the admissibility of the plaintiff's claim form, which was annexed to their motion papers. The court ruled that the affirmation of the plaintiff's counsel did not lay a sufficient foundation to establish the claim form's admissibility under the business records exception to the hearsay rule. As a result, the court reversed the judgment, vacated the order granting summary judgment, and denied the plaintiff's motion for summary judgment. The court did not grant the defendant's request to award summary judgment dismissing the complaint, and ultimately, the judgment in favor of the plaintiff was reversed.
Eden Med., P.C. v Progressive Cas. Ins. Co. (2008 NY Slip Op 51098(U))
May 27, 2008
The court considered a motion for summary judgment by the plaintiff and a cross-motion for summary judgment by the defendant regarding a claim for first-party no-fault benefits. The defendant had denied the claim on the grounds of lack of medical necessity and had paid only a portion of the claim. The main issue decided was whether the defendant had established a lack of medical necessity and whether their denial of the claim was timely. The holding of the court was that the defendant had established a lack of medical necessity based on an affirmed peer review report, and since the plaintiff did not present any evidence to refute this, the defendant's cross-motion for summary judgment dismissing the complaint was granted. The court affirmed the order without costs.
Park Slope Med. & Surgical Supply, Inc. v Country-Wide Ins. Co. (2008 NY Slip Op 51063(U))
May 27, 2008
The relevant facts the court considered in this case were that Park Slope Medical and Surgical Supply, Inc. brought this action to recover the sum of $817.25 for medical equipment provided to its assignor. Country-Wide Insurance Company argued that Park Slope failed to comply with verification requests for NF-3s and an assignment of benefits, and the complaint should be dismissed as it was prematurely filed. The main issues decided were whether the insurance carrier was required to send a second verification request until thirty days had elapsed since the first request and whether the thirty-day period for an insurer to pay or deny a claim was tolled in this case. The holding was that the insurance carrier's follow-up verification request on the 30th day after the original request for verification was considered timely and in accordance with regulations, and therefore the action was dismissed.