No-Fault Case Law
Vega Chiropractic, P.C. v Eveready Ins. Co. (2007 NY Slip Op 50363(U))
February 26, 2007
The court considered whether the plaintiff, Vega Chiropractic, P.C., had established a prima facie case to recover assigned first-party no-fault benefits from the defendant, Eveready Insurance Company. The main issue decided was whether the lack of authentication of the assignor's signature constituted a defect, and if the defendant had demonstrated the existence of a triable issue of fact. The holding of the case was that the lack of authentication of the assignor's signature did not constitute a defect unless there was a statutory or regulatory requirement for the same. The court also held that the defendant's proof of mailing a request for independent medical examinations (IMEs) to the assignor, and the assignor's failure to appear, warranted the denial of the plaintiff's motion for summary judgment. The order in favor of the defendant was affirmed without costs.
563 Grand Med., P.C. v State-Wide Ins. Co. (2007 NY Slip Op 50362(U))
February 26, 2007
The relevant facts involved in this case were that there was a petition to vacate a master arbitrator's award that denied the petitioner's claim for first-party no-fault benefits. The main issue decided by the court was whether there was a rational basis for the determination of the master arbitrator in upholding the arbitrator's award. The holding of the court was that there was a rational basis for the determination of the master arbitrator and the court properly denied the petition to vacate the master arbitrator's award. However, the court also mentioned that upon denying the petition, the court was required to confirm the award. The court modified the order by adding a provision confirming the master arbitrator's award and affirmed the decision without costs.
Home Care Ortho. Med. Supply, Inc. v American Manufactures Mut. Ins. Co. (2007 NY Slip Op 50302(U))
February 26, 2007
The court considered the motion for a directed verdict in an action to recover assigned, first party no-fault benefits. The main issue was whether defendant's expert's testimony should be precluded on the ground that the expert did not personally undertake the peer review underlying defendant's denial of the two claims at issue. The court held that it was error to preclude the expert's testimony, as he would be subject to full cross-examination and his testimony as to lack of medical necessity would be limited to the basis for denial set forth in the original peer review report. The matter was remanded for trial, and the defendant's expert was not precluded from testifying because his opinion was based, at least in part, on his review of the assignors' medical records. Plaintiff could not challenge the reliability of the assignors' medical records and reports.
Valley Stream Med. & Rehab, P.C. v Liberty Mut. Ins. Co. (2007 NY Slip Op 27076)
February 23, 2007
The court considered the attorney's fee awards in court cases seeking payment of no-fault economic loss benefits and the disputed question of the proper formula to use for computation of a no-fault attorney's fee award. The main issue was the proper formula to use for computation of a no-fault attorney's fee award to a prevailing plaintiff's counsel in routine no-fault litigation, as well as the situations in which a plaintiff is not entitled to an attorney's fee award. The holding was that a prevailing no-fault claimant may claim an award of attorney's fees and that a single provision governs an attorney's fee award in routine court litigation for a no-fault unpaid economic loss claim, with specific calculations for the fees.
Elmont Open MRI & Diagnostic Radiology, P.C. v Country-Wide Ins. Co. (2007 NY Slip Op 27072)
February 23, 2007
The plaintiff in this case sought to recover no-fault first-party benefits for medical services provided to its assignor on February 14, 2004, in the total sum of $1,791.73, which were not paid. The plaintiff alleged that the defendant's denial, alleging lack of medical necessity, was improper as it was not on a properly prescribed denial of claim form and omitted many fields in violation of specific regulations. The defendant argued that, because its denial was timely, the plaintiff would only be entitled to summary judgment if medical necessity for the services rendered was eliminated as a matter of law. The court held that the plaintiff's claim was timely submitted and that the defendant failed to pay or properly deny the claim within 30 days and was thus precluded from raising a defense to the plaintiff's suit. The court also ruled that interest on overdue payments would run from 30 days after receipt of the claim, while in cases where the carrier had issued a proper and timely denial, interest would run from the institution of arbitration or suit, if no such action is taken within 30 days after the plaintiff's receipt of the denial of claim. The plaintiff was granted the entry of a judgment in the principle sum of $1,791.73, plus interest at the rate of 2% per month compounded from April 9, 2004, and counsel fees in the sum of 20% of the principle award plus the interest thereon, but no more than $850.
New York & Presbyt. Hosp. v Travelers Prop. Cas. Ins. Co. (2007 NY Slip Op 01537)
February 20, 2007
The case concerned an appeal from a judgment involving an action to recover no-fault medical payments under contracts of insurance. The judgment was in favor of Mount Sinai Hospital, as assignee of Salvatore Gigante, against Travelers Property Casualty Insurance Company for the amount of $30,092.49. Mount Sinai was able to demonstrate its entitlement to judgment as a matter of law by providing billing forms, a certified mail receipt, a signed return receipt card, and an affidavit of its third-party biller, showing that the defendant received the no-fault billing and failed to respond within the requisite 30-day period. The defendant failed to raise a triable issue of fact in opposition to the motion, so the Supreme Court's granting of Mount Sinai's motion for summary judgment on the third cause of action was proper. The defendant's remaining contention was deemed without merit by the court of appeals.
Ava Acupuncture, P.C. v NY Cent. Mut. Ins. Co. (2007 NY Slip Op 50358(U))
February 16, 2007
The court considered a motion to vacate a notice of trial and certificate of readiness in a case involving a dispute over first-party no-fault benefits. The main issue decided was whether the defendant's motion to vacate the notice of trial and certificate of readiness should be granted, as there was an outstanding request for discovery and the plaintiff had filed a notice of trial claiming that discovery was complete. The court held that the defendant's motion to vacate the notice of trial and certificate of readiness should have been granted, as it was based on a certificate of readiness containing the erroneous statement that discovery was completed or waived. Therefore, the order denying the defendant's motion was reversed, and the defendant's motion to vacate the notice of trial and certificate of readiness was granted.
Fair Price Med. Supply Corp. v New York Cent. Mut. Fire Ins. Co. (2007 NY Slip Op 50357(U))
February 16, 2007
The relevant facts in this case involve an action to recover assigned first-party no-fault benefits. The plaintiff's motion for summary judgment was supported by an affirmation from plaintiff's counsel, an affidavit by a corporate officer of plaintiff, and various documents. The affidavit executed by plaintiff's corporate officer was found to be insufficient to establish plaintiff's prima facie case. The court also denied the defendant's cross motion for summary judgment, which was based on the alleged failure of plaintiff's assignor to appear for two independent medical examinations. The defendant did not present sufficient evidence in admissible form to make a prima facie showing of its entitlement to judgment. The main issue decided was whether both the plaintiff and defendant had presented sufficient evidence to establish their entitlement to summary judgment. The holding of this case was that the court modified the order by denying defendant's motion for summary judgment, affirmed the order as modified, and ruled that both motions for summary judgment were properly denied.
A.M. Med. Servs., P.C. v Allstate Ins. Co. (2007 NY Slip Op 50384(U))
February 14, 2007
The court considered a motion by defendant to compel the plaintiff to produce Dr. Nesen for a deposition in an action to recover assigned first-party no-fault benefits. The main issue decided in this case was whether the plaintiff should be required to produce Dr. Nesen for a deposition, as there was an issue as to whether Dr. Nesen was an employee of the plaintiff or an independent contractor at the time the treatment was rendered. The holding of the court was that the order was modified to grant the defendant's motion to compel the plaintiff to produce a witness with knowledge of Dr. Nesen's employment status for a deposition, but not to produce Dr. Nesen himself. The court found that it was unclear whether Dr. Nesen was employed by the plaintiff at the time the defendant sought such relief, and therefore erred in compelling the plaintiff to produce Dr. Nesen for a deposition. The decision was made by Pesce, P.J., Weston Patterson and Golia, JJ. on February 14, 2007.
First Help Acupuncture, P.C. v State Farm Mut. Auto. Ins. Co. (2007 NY Slip Op 50354(U))
February 14, 2007
The plaintiff sought to recover first-party no-fault benefits for health care services rendered to its assignors. The defendant sought to dismiss the complaint for the plaintiff's failure to comply with discovery or, in the alternative, to compel discovery. The court ordered the plaintiff to respond to written interrogatories and produce a representative for a deposition, but the plaintiff failed to fully comply. The defendant then sought to dismiss the complaint for the plaintiff's continued failure to provide certain discovery, or, in the alternative, for summary judgment. The court held that the defendant's motion to dismiss the complaint pursuant to CPLR 3126 should have been granted, due to the plaintiff's failure to fully comply with the court order and failure to oppose the defendant's motion.