No-Fault Case Law
Vitality Chiropractic, P.C. v Metropolitan Auto Home & Life Ins. (2021 NY Slip Op 50133(U))
February 19, 2021
The court considered an action by a provider to recover assigned first-party no-fault benefits, including a motion by the defendant to dismiss the complaint on the ground of laches due to the plaintiff's delay in prosecuting the action. The Civil Court granted the defendant's motion, finding that the branch of the motion seeking to toll statutory no-fault interest was moot. On appeal, the Appellate Term reversed the decision, denying the branch of the defendant's motion seeking to dismiss the complaint on the ground of laches and remitting the matter to the Civil Court for a determination of the remaining branch of the defendant's motion. The holding of the case was that the branch of the defendant's motion seeking to dismiss the complaint on the ground of laches was denied, and the matter was remitted to the Civil Court for a determination of the remaining branch of the defendant's motion.
DJS Med. Supplies, Inc. v Metropolitan Auto Home & Life Ins. (2021 NY Slip Op 50132(U))
February 19, 2021
The relevant facts the court considered in this case were that DJS Medical Supplies, Inc. was seeking to recover assigned first-party no-fault benefits from Metropolitan Auto Home and Life Insurance. The defendant moved to dismiss the complaint on the ground of laches, based on the plaintiff's delay in prosecuting the action. The Civil Court granted this branch of the motion and found that the branch seeking to toll statutory no-fault interest was moot. The main issue decided by the court was whether the complaint should be dismissed based on laches. The holding of the court was that the branch of defendant's motion seeking to dismiss the complaint on the ground of laches is denied, and the matter is remitted to the Civil Court for a determination of the remaining branch of the defendant's motion.
Matter of Country-Wide Ins. Co. v TC Acupuncture, P.C. (2021 NY Slip Op 01120)
February 18, 2021
The court considered the circumstances related to a petition to vacate a master arbitrator's award in a dispute between Country-Wide Insurance Company and TC Acupuncture, P.C., as the assignee of Darrius Williams. The main issue decided was whether the motion to vacate the award should have been granted or not. The holding of the court was that the motion court effectively granted reargument for the respondent, and in doing so it limited the ability for courts to vacate arbitration awards to only circumstances not present in this case. As a result, the order to vacate the master arbitrator's award was reversed, and the award was confirmed. The matter was then remanded for a determination of respondent's attorneys' fees.
Total Chiropratic P.C. v Mercury Cas. Ins. Co. (2021 NY Slip Op 50142(U))
February 8, 2021
The relevant facts considered by the court were that Total Chiropractic P.C. had sought payment for medical services it provided to an assignor who had been involved in a motor vehicle accident. The insurance company, Mercury Casualty Insurance Company, had previously been granted a Declaratory Judgment in Orange County Supreme Court, which ordered that Mercury had no duty to provide any first party benefits coverage to the assignor. Plaintiff failed to respond to this judgment. The main issue decided by the court was whether the Declaratory Judgment had preclusive effects in the current case, allowing the insurance company to deny the plaintiff's claim for payment for medical services. The court held that the Declaratory Judgment was a final order and precluded the plaintiff from collecting payment for the claim, and as a result, granted the insurance company's motion for summary judgment and denied the plaintiff's cross-motion. The complaint was dismissed with prejudice.
Allay Med. Servs., P.C. v Nationwide Ins. (2021 NY Slip Op 50087(U))
February 5, 2021
The relevant facts the court considered were that Allay Medical Services, P.C. initiated an action to recover assigned first-party no-fault benefits for injuries sustained by "Miller, Nichole" in an accident on October 31, 2015. Defendant Nationwide Ins. served an answer and then moved to dismiss the complaint under the doctrine of res judicata, citing a previous Supreme Court declaratory judgment action. The Supreme Court order and judgment, entered in 2016, declared that Nationwide was "under no obligation to pay any of the claims" identified in the complaint.
The main issue decided was whether Allay Medical Services' action to recover no-fault benefits was barred by the doctrine of res judicata due to the previous Supreme Court judgment.
The holding of the appellate court was that the order denying defendant's motion for summary judgment was reversed, and defendant's motion for summary judgment dismissing the complaint was granted. This means that the court held in favor of Nationwide Ins., finding that Allay's action was indeed barred by the previous Supreme Court judgment.
Allay Med. Servs., P.C. v Nationwide Ins. (2021 NY Slip Op 50086(U))
February 5, 2021
The relevant facts of the case included the plaintiff, Allay Medical Services, P.C., seeking to recover first-party no-fault benefits for injuries sustained by Gregoria Diop in a car accident. The defendant, Nationwide Insurance, argued that the plaintiff's action was barred under the doctrine of res judicata due to a prior order and judgment in a Supreme Court declaratory judgment action. The prior action had declared that Nationwide was not obligated to pay any claims related to the same accident for which the plaintiff was seeking benefits.
The main issue decided was whether the plaintiff's present action in the Civil Court was precluded under the doctrine of res judicata due to the prior order and judgment. The court held that defendant's moving papers sufficiently established that the claim number and date of the subject accident in the present action were identical to those in the prior action, resulting in the plaintiff's action being precluded under the doctrine of res judicata. As a result, the court reversed the order and granted the defendant's motion for summary judgment dismissing the complaint.
Triborough Psychiatric v State Farm Mut. Ins. Co. (2021 NY Slip Op 50084(U))
February 5, 2021
The main issue in this case was whether the plaintiff's action to recover first-party no-fault benefits was barred by the doctrine of collateral estoppel. The court considered the fact that the declaratory judgment obtained by the defendant was on default and not actually litigated on the merits in the Supreme Court. The court held that there was no identity of issues between the present action and the prior determination in the declaratory judgment action, and that the plaintiff's action was not barred under the doctrine of collateral estoppel. Therefore, the order granting the branch of defendant's motion seeking dismissal of the complaint on the ground of collateral estoppel was reversed, and the matter was remitted to the Civil Court for a determination of the remaining grounds asserted by the defendant.
BNE Clinton Med., P.C. v State Farm Mut. Auto Ins. Co. (2021 NY Slip Op 50083(U))
February 5, 2021
The relevant facts considered by the court in this case were that the plaintiff, a medical provider, was seeking to recover assigned first-party no-fault benefits. The defendant, an insurance company, moved for summary judgment to dismiss the complaint on the basis that the plaintiff had failed to appear for duly scheduled examinations under oath (EUOs), and was supported by an affirmation from a partner in the law firm representing the defendant. The plaintiff also cross-moved to disqualify the defendant's law firm from representing them in the case, on the ground that a member of the firm was a necessary witness in the case.
The main issues decided by the court were whether the defendant had made a prima facie showing of its entitlement to summary judgment on the ground that the plaintiff failed to appear for the scheduled EUOs, and whether the defendant's law firm should be disqualified based on the attorney-witness rule.
The holding of the case was that the court affirmed the order granting the defendant's motion for summary judgment dismissing the complaint and denying the plaintiff's cross motion to disqualify the defendant's law firm from representing them in the case. The court ruled that the defendant had made a prima facie showing of entitlement to summary judgment and that the attorney-witness rule did not warrant disqualifying the defendant's law firm.
ZG Chiropractic Care, P.C. v 21st Century Ins. Co. (2021 NY Slip Op 50079(U))
February 5, 2021
The court considered the fact that plaintiff had previously motioned for summary judgment to recover assigned first-party no-fault benefits for services provided to an individual injured in a motor vehicle accident. Defendant did not oppose the motion, and a judgment was entered in favor of the plaintiff. However, defendant later moved to vacate the judgment, claiming that the action had been stayed by an order of the Supreme Court at the time of the original motion. The Supreme Court also issued a declaratory judgment declaring that the accident was intentional and that the insurance policy was null and void. As a result, the court ruled that defendant had a reasonable excuse for not opposing the original motion, and there was a conclusive determination of the merits of the claim in question, therefore granting defendant's motion to dismiss the complaint. The main issue decided was whether the defendant had a reasonable excuse for not opposing the original motion and whether there had been a conclusive determination of the merits of the claim in question. The holding of the case was that the order to vacate the previous judgment and dismiss the complaint was affirmed.
Country-Wide Ins. Co. v Delacruz (2021 NY Slip Op 21019)
February 4, 2021
The court considered the facts related to Jeffrey Delacruz being the driver of a vehicle involved in a collision covered by a no-fault insurance policy with Country-Wide and the denial of the medical providers' application for no-fault benefits. The main issue decided concerned Country-Wide's potential obligation to pay no-fault benefits and their motion for summary judgment based on Delacruz's failure to appear for scheduled examinations under oath. The court held that Country-Wide's motion for summary judgment was denied as untimely and premature under CPLR 3212 (f) as they had not provided sufficient evidence of timely request for defendant Dr. Parisien to appear for an examination under oath. Therefore, the requests for summary judgment as to the other medical providers were denied as well.