No-Fault Case Law

A.B. Med. Servs. PLLC v State Farm Mut. Auto. Ins. Co. (2004 NY Slip Op 50903(U))

The relevant facts considered by the court included a motion for summary judgment by the plaintiffs to recover first-party no-fault benefits for medical services rendered to their assignor, as well as statutory interest and attorney's fees. The plaintiffs submitted an affidavit that was deemed insufficient to establish that the claim forms were properly completed, as it did not specify for which plaintiff the affiant was acting as the billing manager. The main issue decided was whether the affidavit provided sufficient evidence for the plaintiffs' entitlement to summary judgment. The court held that the affidavit was insufficient to establish that the claim forms were properly completed, and therefore the plaintiffs failed to make out their prima facie entitlement to summary judgment. The order denying the plaintiffs' motion for summary judgment was affirmed.
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Hospital for Joint Diseases v Allstate Ins. Co. (2004 NY Slip Op 01546)

The court considered the fact that the plaintiff Hospital for Joint Diseases as assignee of its patient had alleged that the defendant no-fault insurer was liable for unpaid claims due to the plaintiff's patient. The main issue decided in this case was whether the defendant was liable under the no-fault provisions of the Insurance Law as the plaintiff alleged. The holding of the court was that the plaintiff's complaint was based on the defendant's failure to pay or deny the claims within 30 days of receipt, however, the defendant established that it previously issued timely denials for identical claims submitted by the plaintiff. Therefore, the defendant was properly granted summary judgment dismissing the complaint.
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Ocean Diagnostic Imaging P.C. v Nationwide Mut. Ins. Co. (2004 NY Slip Op 51041(U))

In the case of Ocean Diagnostic Imaging P.C. v Nationwide Mut. Ins. Co., the plaintiff was seeking to recover $2,670.40 in first-party no-fault benefits for health services provided to its assignor. The plaintiff moved for summary judgment on the grounds that the defendant's denial of its claim was not made within the statutory 30-day period as required by Insurance Law § 5106. The court below denied the motion, but the appellate court reversed the decision, granting summary judgment to the plaintiff for the principal sum of $2,670.40, and remanded the matter to the court below for the calculation of statutory interest and an assessment of attorney's fees. The court determined that the defendant's request to examine the assignor under oath did not toll the statutory period, and that the letters sent by the defendant did not constitute a proper request for verification, therefore, the defendant was precluded from raising defenses and the plaintiff was entitled to summary judgment.
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Triboro Chiropractic & Acupuncture P.L.L.C. v Kemper Auto & Home Ins. Co. (2004 NY Slip Op 50905(U))

The court considered the fact that plaintiff was seeking to recover first-party no-fault benefits, plus statutory interest and attorney's fees, for medical services rendered to its assignor, pursuant to Insurance Law § 5101 et seq. The main issue decided was whether plaintiff was entitled to partial summary judgment for the claims submitted to the defendant. The court held that plaintiff was entitled to partial summary judgment in the sum of $7,643.18, as it had submitted complete proofs of claims to defendant in 2001, which were not timely paid or denied, and that defendant had not shown a triable issue of fact. The court also held that plaintiff was not entitled to summary judgment for certain claims that were properly denied by the defendant, and remanded the case for the calculation of statutory interest, an assessment of attorney's fees, and further proceedings on the remaining claims.
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Kings Med. Supply Inc. v Geico Ins. (2004 NY Slip Op 50904(U))

The court considered the fact that plaintiff sued to recover first-party no-fault benefits for medical supplies provided to an injured assignor. The main issue decided was whether the plaintiff's motion for summary judgment should have been granted. The court held that the plaintiff's motion for summary judgment should have been granted, as the eligible injured person was not required to appear for an examination under oath at the time when the medical supplies were provided. Therefore, the court reversed the order denying the plaintiff's motion for summary judgment, granted the motion in the principal sum of $795, and remanded the matter for a calculation of statutory interest and an assessment of attorney's fees.
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Amaze Med. Supply v Colonial Penn Ins. Co. (2004 NY Slip Op 50471(U))

The relevant facts of the case involved an action to recover first-party no-fault benefits for medical equipment provided to the plaintiff's assignors. The plaintiff filed a cross motion for summary judgment after the defendant moved for summary judgment as well. The court denied both motions, stating that the supporting affidavit submitted by the plaintiff was defective because it contained legal arguments even though the affiant was not an attorney. The main issue was whether the plaintiff's cross motion for summary judgment should have been granted, and the holding was that the plaintiff's cross motion sufficed to establish a prima facie cause of action, shifting the burden to the defendant to demonstrate the existence of a material issue of fact. As such, the court granted the plaintiff's cross motion for summary judgment and remanded the case for a calculation of statutory interest and an assessment of attorney's fees.
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S & M Supply v Geico Ins. (2004 NY Slip Op 50502(U))

The court considered the fact that the plaintiff had submitted a completed claim to the defendant for first-party no-fault benefits and had not received payment or denial within the required 30 days. The main issue was whether the defendant had timely sent a verification request to the plaintiff, which would have tolled the 30-day period for denial or payment. The holding of the court was that the plaintiff established its entitlement to summary judgment by showing that the claim was submitted and acknowledged by the defendant, and the burden then shifted to the defendant to show a triable issue of fact, which it failed to do. Therefore, the plaintiff's motion for summary judgment was granted in the principal sum of $517, and the matter was remanded for the calculation of statutory interest and attorney's fees.
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Amaze Med. Supply v Eagle Ins. Co. (2004 NY Slip Op 50389(U))

The court considered the fact that the plaintiff, Amaze Medical Supply Inc., had filed a motion for summary judgment, which was denied by the Civil Court. The main issue decided was whether the plaintiff had provided proper proof of claim for the recovery of no-fault benefits and if the additional documents submitted by the plaintiff raised a triable factual issue. The holding of the case was that the denial of the plaintiff's motion for summary judgment was affirmed, as the inclusion of additional documents for the first time raised a triable factual issue as to whether certain of the no-fault benefits sought were for equipment that was not part of the prescribed course of treatment or for equipment other than what the patient actually received.
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Allstate Ins. Co. v Stein (2004 NY Slip Op 01057)

This case involved the timeliness of a lawsuit between an insurance company and a driver who had caused an accident that led to an insurance payout. The relevant facts are that the injured party in the accident had an insurance policy that provided extended economic loss coverage, for which the insurance company paid an extended economic loss beyond the mandatory no-fault coverage. The lawsuit was contested based on when the statute of limitations should be considered and whether it began from the date of the accident or the date when the APIP benefits were first paid. The court held that the statute of limitations runs from the date of the accident, not the date when the first APIP benefits were paid, and therefore, the insurer's action was deemed time-barred.
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King’S Med. Supply v Kemper Auto & Home Ins. Co. (2004 NY Slip Op 50401(U))

The relevant facts considered by the court were that a medical supply house filed a lawsuit to recover no-fault benefits for medical supplies provided to its assignor. The main issue decided was whether the defendant failed to pay or deny the claim within 30 days of receipt of the proof of claim, in violation of Insurance Law § 5106 (a) and 11 NYCRR 65.15 (g) (3) (now 11 NYCRR 65-3.8 [c]). The court held that the plaintiff was entitled to summary judgment because the defendant failed to show the existence of a triable issue of fact in opposing the motion. The court determined that as the defendant interposed no proper defense to the claim, summary judgment should have been granted, and the matter was remanded for a calculation of the statutory interest and an assessment of attorney's fees.
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