No-Fault Case Law
Metro Med. Diagnostics, P.C. v Country Wide Ins. Co. (2019 NY Slip Op 52037(U))
December 13, 2019
The court considered the fact that the plaintiff, Metro Medical Diagnostics, P.C., as assignee of Miroslaw Bazan, filed a lawsuit to recover assigned first-party no-fault benefits that were settled in July 2010. Defendant, Country Wide Insurance Company, did not pay the settlement amount, and a judgment was subsequently entered on January 31, 2017. Plaintiff then moved to correct the judgment by recalculating the interest, and the Civil Court granted the motion but also stayed the accrual of statutory no-fault interest from July 26, 2010 through February 14, 2017. The main issue decided was whether the portion of the order which tolled the accrual of interest was appealable as of right, and the holding of the court was that it was not appealable as of right because it was sua sponte. Therefore, the court dismissed the appeal.
Health Value Med., P.C. v Country Wide Ins. Co. (2019 NY Slip Op 52036(U))
December 13, 2019
The court considered a case where Health Value Medical, P.C. was seeking to recover no-fault benefits from Country Wide Insurance Company for claims submitted in 2000, arising from an accident in 1999. The case was settled in 2008, but the defendant did not pay the settlement amount, leading to a judgment being entered in 2017 awarding statutory no-fault interest at a simple rate. Health Value Medical, P.C. moved to have the interest recalculated at a compound rate according to pre-2002 regulations, and the court denied the motion. The main issue was whether the interest should be recalculated at a compound rate based on the former regulations. The holding of the case was that plaintiff's motion to recalculate the interest from a simple rate to a compound rate was granted, as the claims in question were governed by the former regulations providing for compound interest.
G.N.S. Med. Supplies, Inc. v Country Wide Ins. Co. (2019 NY Slip Op 52035(U))
December 13, 2019
The main issue that the court decided in this case was whether statutory no-fault interest in a judgment should be recalculated from a simple rate to a compound rate. This case involved a provider seeking to recover assigned first-party no-fault benefits for claims submitted to the insurance company in January 2001, which arose from an accident in November 2000. The defendant had not paid the settlement amount, and a judgment was entered on January 12, 2017, awarding statutory no-fault interest at a simple rate. The court granted the plaintiff's motion to have the interest recalculated pursuant to the pre-2002 regulations, which required no-fault interest to be calculated at a compound rate. The court affirmed the order, holding that the former regulations providing for compound interest should apply to the claims in question.
Sunrise Acupuncture, P.C. v Merchants Preferred Ins. Co. (2019 NY Slip Op 52034(U))
December 13, 2019
The critical facts considered by the court in Sunrise Acupuncture, P.C. v Merchants Preferred Ins. Co. were whether the defendant had valid defenses to the claims for medical services billed under CPT codes 99203 and 97039, and whether the defendant had denied certain portions of the claims on the ground of lack of medical necessity. The main issue decided was whether the defendant had established its defense as to the services billed under CPT code 99203, and whether they had properly denied portions of the claims on the ground of lack of medical necessity. The holding of the court was that the defendant had failed to establish its defense as to the services billed under CPT codes 99203 and 97039, and that they were not entitled to summary judgment dismissing the portions of the claims that were denied on the ground of lack of medical necessity. Therefore, the order granting the defendant's motion was reversed, and the claims in question were denied.
Success Rehab, PT, P.C. v Hereford Ins. Co. (2019 NY Slip Op 52031(U))
December 13, 2019
The relevant facts in this case were that Success Rehab, PT, P.C., as an assignee, was seeking to recover first-party no-fault benefits from Hereford Insurance Company. The insurer, Hereford, moved for summary judgment to dismiss the complaint, arguing that the assignor failed to appear for scheduled independent medical examinations (IMEs). Success Rehab cross-moved for summary judgment, and the lower court granted their motion, awarding Success Rehab $2,794.24. Hereford appealed, arguing that the assignor had failed to appear for the scheduled IMEs, but the court found that Hereford did not demonstrate its entitlement to summary judgment. However, the court also found that Success Rehab failed to establish its entitlement to summary judgment, as it did not show that Hereford had failed to deny the claims within the requisite 30-day period or that the denials were without merit. As a result, the judgment in favor of Success Rehab was reversed, and their cross-motion for summary judgment was denied.
Wes Psychological Servs., P.C. v Travelers Ins. Co. (2019 NY Slip Op 52029(U))
December 13, 2019
The main issue in this case was whether the defendant was entitled to summary judgment dismissing the complaint based on the plaintiff's failure to appear for examinations under oath (EUOs). The court considered the fact that the initial EUO request to the plaintiff was sent more than 30 days after the defendant had received the claims at issue, making the requests nullities as to those claims. The court ultimately held that the defendant failed to demonstrate that it was entitled to summary judgment dismissing the complaint based on the plaintiff's failure to appear for EUOs. Therefore, the judgment awarding the plaintiff the principal sum of $1,261.90 was affirmed.
Sheepshead Bay Oral Surgery, PLLC v Unitirin Direct Ins. Co. (2019 NY Slip Op 52028(U))
December 13, 2019
The relevant facts the court considered in this case were that the plaintiff, Sheepshead Bay Oral Surgery, PLLC, was seeking to recover assigned first-party no-fault benefits, and the defendant, Unitirin Direct Ins. Co., moved to dismiss the complaint on the ground that the action was barred by the statute of limitations. The main issue decided by the court was whether the plaintiff's cause of action was timely commenced, as the defendant demonstrated that the cause of action accrued 30 days after the defendant received the plaintiff's claim, and the plaintiff did not rebut that showing. The holding of the court was that the defendant's motion to dismiss the complaint was affirmed, with $25 costs, as the plaintiff's cause of action was not timely commenced and the contention that the defendant should be collaterally estopped from asserting a statute of limitations defense lacked merit. The court also declined to consider the plaintiff's remaining contention, as it was being raised for the first time on appeal.
Matter of Global Liberty Ins. Co. of N.Y. v North Shore Family Chiropractic, PC (2019 NY Slip Op 08951)
December 12, 2019
The court considered a case in which a petitioner sought to vacate an arbitration award issued in relation to an insurance claim being denied. It was determined that the petitioner was not able to establish that the assignor of the respondents was injured in the course of his employment, therefore the claim had been properly denied by the petitioner. The petitioner had failed to provide evidence that the assignor was on duty or carrying a paying passenger at the time of the incident. The Supreme Court was found to have the authority to award attorneys' fees in connection with a "court appeal from a master arbitration award and any further appeals." The matter was remanded for a determination of the amount of fees to which the respondents were entitled. The decision of the Supreme Court was unanimously modified on the law, to remand for a determination of respondents' attorneys' fees pursuant to 11 NYCRR 65-4.10 (j) (4), and otherwise affirmed, without costs.
Global Liberty Ins. Co. of N.Y. v Acupuncture Now, P.C. (2019 NY Slip Op 08942)
December 12, 2019
In the court case, the main issue was that plaintiff no-fault insurers wanted to resolve the question of the fee schedule applicable to reimbursement of licensed acupuncturists who provide services to eligible individuals injured in motor vehicle accidents. Under relevant Insurance Law and regulations, the permissible charge for such services renders the superintended to have not adopted a fee schedule applicable to licensed acupuncturists, requiring consideration of "charges permissible for similar procedures under schedules already adopted or established". The plaintiffs failed to provide admissible evidence to make a prima facie showing of entitlement to judgment on the issue as a matter of law. Additionally, a previously submitted informal opinion letter of the former Insurance Department was considered but did not sufficiently resolve the issue. As a response, the court denied plaintiff's order, concluding that since the superintendent has not adopted a fee schedule, the remaining option would be to pay the provider the prevailing fee in the geographic location of the provider, subject to review by the insurer.
City Chiropractic, P.C. v Global Liberty Ins. Co. of N.Y. (2019 NY Slip Op 51981(U))
December 6, 2019
The court considered the facts that a default judgment was taken against the defendant for failing to appear at trial, and that the defendant had attempted to effect a substitution of counsel prior to the trial date. The main issue decided was whether the defendant's failure to comply with the procedural requirements for changing or withdrawing an attorney justified the entry of a default judgment. The court held that the defendant's failure to strictly comply with the procedural requirements did not justify the entry of a default judgment, and that the default judgment was therefore reversed and the defendant's motion to open its default was granted.