No-Fault Case Law
Healing Art Acupuncture, P.C. v Progressive Ins. Co. (2019 NY Slip Op 50574(U))
April 12, 2019
The court considered the testimony of the defendant's witness, who was a certified medical coder, who stated that the workers' compensation chiropractic fee schedule was applied to determine payment for services by a licensed acupuncturist. The main issue at trial was whether the defendant had properly paid the bill in accordance with the workers' compensation fee schedule. The holding of the case was that the court found that the defendant had correctly applied the fee schedule codes and had fully paid the plaintiff for the services billed in accordance with the workers' compensation fee schedule for acupuncture services performed by chiropractors. Therefore, the judgment was affirmed, with the defendant being required to pay $25 in costs.
Success Rehab P.T., P.C. v NY Cent. Mut. Fire Ins. Co. (2019 NY Slip Op 50572(U))
April 12, 2019
The court considered the denial of claim forms for medical services provided from March 1, 2010 through September 22, 2010, which had been denied on the ground of lack of medical necessity. The defendant moved for summary judgment dismissing the complaint. The main issue decided was whether the proof submitted by the defendant was sufficient to give rise to a presumption that the denial of claim forms at issue had been timely mailed. The court held that the proof submitted by the defendant in support of its motion was sufficient to give rise to a presumption that the denial of claim forms had been timely mailed. The order, insofar as appealed from, granting the branches of defendant's motion seeking summary judgment dismissing seven claims for services provided from March 1, 2010 through September 22, 2010, which had been denied on the ground of lack of medical necessity, was affirmed.
AEE Med. Diagnostic, P.C. v Hereford Ins. Co. (2019 NY Slip Op 29102)
April 9, 2019
The relevant facts in this case are that plaintiff filed an action to recover no-fault benefits on behalf of an assignor in 2013, and a judgment was awarded in 2018. The case was then assigned to the court to determine plaintiff's claim for attorneys' fees. The main issue decided was the allocation of attorneys' fees in a case where the insurer designated its defense as a policy issue, and the courtroom appearances and preparation work spent by the attorney. The holding of the case was that the plaintiff was awarded a total of $695 for attorneys' fees, based on the hours spent in court appearances and trial preparation. The court found that the failure to maintain contemporaneous time records and a lack of evidence on the number of cases handled by the attorney limited the amount of time awarded for the work performed.
PDG Psychological P.C. v State Farm Mut. Ins. Co. (2019 NY Slip Op 50543(U))
April 3, 2019
The court considered the background of the case, which involved an action by PDG Psychological P.C. seeking to recover no-fault insurance benefits for services rendered to an assignor involved in a car accident. The main issues decided included a motion for summary judgment by the plaintiff, and a cross-motion to dismiss by the defendant for failure to provide discovery. The court also considered the issue of the defendant's motion to reargue a previous decision, and the decision on whether to stay the accrual of no-fault interest. The holding of the case was that the defendant's motion to dismiss was denied, motion to strike was granted, motion to compel was granted, and motion to stay interest was denied.
In summary, the court decided in favor of the defendant on the motion to strike and motion to compel, and against the defendant on the motion to stay interest. The case involved a dispute over insurance benefits, and the court's decision addressed issues related to discovery and the accrual of interest.
Progressive Cas. Ins. Co. v Excel Prods., Inc. (2019 NY Slip Op 02569)
April 3, 2019
The court considered the relevant facts involving an action in which the respondent brought suit to avoid payment of certain no-fault claims submitted by the appellant based on the appellant's failure to follow conditions precedent to coverage or to verify its claims. The issue before the court was whether the defaulting appellant, which did not answer or appear in response to the suit after being served through the Secretary of State, could vacate the default judgment and defend the action, and whether the appellant demonstrated a reasonable excuse for the default and a potentially meritorious defense to the action. The court held that the defaulting appellant, having failed to substantiate that it did not have actual notice of the action in time to defend, did not have a reasonable excuse for the default pursuant to CPLR 5015 (a) (1), and the motion pursuant to CPLR 5015 (a) (1) was untimely. Thus, the court affirmed the lower court's denial of the appellant's motion to vacate the judgment.
Sunrise Acupuncture PC v Travelers Home & Mar. Ins. Co. (2019 NY Slip Op 50467(U))
April 1, 2019
The main issue before the court was whether to vacate an order of administrative dismissal under CPLR 3215(c) and enter a default judgment against Defendant for failure to respond to an action seeking reimbursement for medical services provided under the No-Fault system. Plaintiff had failed to serve the summons and complaint on Defendant until over two years after the statutory 120-day service period had expired, and also failed to move for an extension of time to effectuate service. Plaintiff argued that the court's failure to give notice of the impending administrative dismissal deprived them of an opportunity to be heard. The court held that the dismissal was proper under CPLR 3215(c) as the case lay dormant in the court system without a default judgment against Defendant for over three years, and that Plaintiff's vague excuses for the procedural defects, including law office failure due to a new case management and computer system, were not valid reasons to vacate the dismissal.
The holding of the case was that Plaintiff's motion to vacate the order of administrative dismissal pursuant to CPLR 3215(c) was denied, and the complaint was dismissed with prejudice.
North Val. Med., P.C. v Allstate Ins. Co. (2019 NY Slip Op 50904(U))
March 29, 2019
The court considered the denial of a motion by the defendant to dismiss the complaint, or in the alternative, to compel the plaintiff to produce its owner for an examination before trial, and the granting of the plaintiff's cross motion for summary judgment. The main issue decided was whether the defendant's argument for dismissal based on plaintiff's reimbursement pursuant to a fee schedule of a practitioner provider option (PPO) agreement, and the failure to name Multiplan as a necessary party, was valid. The holding was that the branch of the defendant's motion seeking to compel the plaintiff to produce its owner for an examination before trial was granted, and the plaintiff's cross motion for summary judgment was denied. The court also found that the plaintiff failed to establish its prima facie entitlement to summary judgment, as the evidence did not prove that the claims in question had not been timely denied, or that the defendant had issued timely denial of claim forms that were without merit as a matter of law.
Prompt Med. Supply, Inc. v State Farm Mut. Auto Ins. Co. (2019 NY Slip Op 50504(U))
March 29, 2019
The main issue in this case was whether the Civil Court properly granted defendant's motion to vacate a judgment entered upon their failure to appear or answer the complaint, and to compel the plaintiff to accept defendant's late answer. The court considered the reasons stated in a similar case and affirmed the order, holding that the judgment was properly vacated and the plaintiff was compelled to accept the defendant's late answer. The relevant facts considered by the court were not explicitly mentioned in the summary, but it can be inferred that the plaintiff had initially been granted a judgment upon the defendant's failure to respond, and the defendant later sought to vacate this judgment and submit a late answer. Ultimately, the court held in favor of the defendant, granting their motion and compelling the plaintiff to accept their late answer.
Prompt Med. Supply, Inc. v State Farm Mut. Auto Ins. Co. (2019 NY Slip Op 50503(U))
March 29, 2019
The Court considered the case of Prompt Medical Supply, Inc. as the assignee of Gladstone Lawrence against State Farm Mutual Auto Ins. Co. The main issue decided was whether the defendant had established a reasonable excuse for not timely answering the complaint and the existence of a potentially meritorious defense to the action. The holding was that the Civil Court did not improvidently exercise its discretion in finding that the defendant had established a reasonable excuse for not timely answering the complaint, as the defendant had reasonably believed that the plaintiff might withdraw the action and had failed to provide requested verification. Therefore, the order was affirmed.
Lida’s Med. Supply, Inc. v American Ind. Ins. Co. (2019 NY Slip Op 50502(U))
March 29, 2019
The court considered an appeal from an order of the Civil Court in Kings County denying the defendant's motion to dismiss the complaint on the ground that the court lacked personal jurisdiction over the defendant in a case involving a provider seeking to recover assigned first-party no-fault benefits. The main issue decided was whether the Civil Court had personal jurisdiction over the defendant, American Independent Insurance Co., in the case. The holding of the court was that the order denying the defendant's motion to dismiss the complaint was reversed, and the defendant's motion to dismiss the complaint was granted based on the reasons outlined in Pavlova v American Ind. Ins. Co. and previous relevant cases. Therefore, the defendant's motion to dismiss the complaint was ultimately granted.